No-Advice Disclaimer
Effective Date: March 1, 2026
IMPORTANT: The Retirement Strategy Platform and all related content are provided for informational, educational, and reflective purposes only. Nothing made available through the Platform should be construed as medical advice, psychological advice, financial advice, investment advice, tax advice, legal advice, or any other form of licensed professional advice. No professional-client, doctor-patient, therapist-patient, attorney-client, or fiduciary relationship is created by your use of the Platform.
Contents
- General Disclaimer
- Medical & Health Disclaimer
- Psychological & Mental Health Disclaimer
- Financial & Investment Disclaimer
- Legal Disclaimer
- No Reliance & No Warranties
1. General Disclaimer
The Retirement Strategy Platform and all related content are provided for informational, educational, and reflective purposes only. Nothing made available through the Platform should be construed as:
- Medical or health advice
- Psychological, psychiatric, or mental health advice
- Financial, investment, securities, or tax advice
- Legal advice
- Any other form of licensed professional advice
No professional-client, doctor-patient, therapist-patient, attorney-client, or fiduciary relationship is created by your use of the Platform.
2. Medical and Health Disclaimer
- The Platform does not provide medical services or practice medicine
- The Platform does not diagnose, treat, cure, or prevent any disease or medical condition
- The Platform does not provide personalized recommendations about medications, treatments, or medical procedures
- The Platform is not a substitute for consultation with a licensed healthcare provider
Medical Emergency:
If you have a medical concern, symptom, or condition, you must consult with a licensed physician or other qualified healthcare provider. If you are experiencing a medical emergency, call 911 or your local emergency number immediately.
3. Psychological and Mental Health Disclaimer
- The Platform does not provide therapy, counseling, or mental health treatment
- The Platform does not diagnose mental health conditions or evaluate your capacity or impairment
- The Platform is not intended for use in crisis situations or to manage acute mental health conditions
Mental Health Crisis:
If you are experiencing distress, thoughts of self-harm, or a mental health crisis, contact:
You must seek professional care from a licensed mental health provider for any psychological concerns.
4. Financial and Investment Disclaimer
- The Platform does not provide individualized financial, investment, or tax advice
- The Platform does not recommend or endorse specific securities, investments, insurance products, or financial strategies
- The Platform does not consider your entire financial picture, risk tolerance, tax status, or investment objectives in a manner required for regulated financial advice
You must consult with licensed financial professionals, including investment advisers, financial planners, and tax professionals, before making decisions regarding investments, withdrawals, insurance, taxation, or significant financial transactions.
5. Legal Disclaimer
- The Platform does not provide legal advice or legal services
- The Platform does not draft, review, or interpret legal documents
- The Platform does not advise you of your legal rights, obligations, or remedies
You must consult with a licensed attorney in your jurisdiction for any legal questions, including estate planning, elder law, family law, housing, and contractual matters.
6. No Reliance and No Warranties
You agree that you:
- Will not rely on any information obtained through the Platform as the sole basis for any medical, psychological, financial, legal, or other important decisions
- Will obtain professional advice where appropriate before acting on any information provided
- Understand and accept that any actions you take based on information from the Platform are at your own risk
The Platform makes no representations or warranties regarding the accuracy, completeness, or suitability of content for any particular purpose. All such information is provided as is and as available, subject to the disclaimers and limitations in the Terms of Service.
Do Your Own Due Diligence: You are solely responsible for conducting your own due diligence and seeking professional advice from qualified professionals before making any important decisions. The use of the Platform does not create any obligation on our part to provide ongoing advice or to update information.
7. Additional Important Information
As-Is Basis
THE PLATFORM AND ALL CONTENT ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
No Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE PLATFORM OR RELIANCE ON ITS CONTENT.
Third-Party Content
The Platform may contain links to third-party websites, resources, and services. We do not endorse, sponsor, or control any third-party content. Your use of third-party services is at your own risk and subject to their terms and policies.
Contact
If you have any questions about this No-Advice Disclaimer or the limitations of the Platform, please contact us:
Hoffman Strategic Projects LLC
IMPORTANT REMINDER
This Platform is not a substitute for professional advice. Always seek guidance from qualified professionals—including healthcare providers, mental health specialists, financial advisers, and attorneys—before making important decisions about your retirement, health, finances, or legal matters.
Related documents: Terms of Service | Privacy Policy | AI Scope